WE MODIFY HOME LOANS

A loan modification changes the terms of your existing mortgage to make the loan more affordable. Usually, it is in the form of a rate and payment reduction, fixing the rate to prevent ARM adjustments, and in some cases, lowering the principle balance of the loan. In the past, a borrower could only qualify when they were delinquent and had suffered a hardship, such as a job loss, divorce, illness, etc. Now, you no longer need to be late on your payments, or in foreclosure, to qualify for a loan modification. 

WE NEGOTIATE SHORT SALES

A short sale is when your lender allows you to sell your property for less than what is currently owed. We can help you sell your property at or below the current market value, and negotiate with your lender to accept the lower payoff amount. Like a loan modification, in the past, lenders would only allow a short sale if the borrower was in severe financial distress. But now, things have changed; lenders would rather approve a reasonable short sale request than have you just walk away from the property. 

WE SETTLE DEBTS

Credit card and collection debt can seem like an insurmountable mountain. We understand the weight of this burden, and have dedicated ourselves to helping you lighten the load. We have successfully settled debt for 40-80% less than the outstanding balance. Each client is unique, that is why we tailor our programs to meet your specific needs. You WILL NOT make your payments to us. We will notify you once a settlement has been reached, and you will make your payment directly to your creditor. 

We also settle mortgages. We will negotiate with your lender to allow you to settle your first, second and third mortgages for a fraction of your outstanding principle balance. Our fee is based off of how much money we save you. This insures the lowest settlement amounts possible!

                                             Stop struggling; call us today!

We will take the time to review your personal situation, so that we can customize a plan which will benefit you the most. 

Call NOW for your FREE Consultation!        702.438.0020